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Bankruptcy Attorney Waukesha WI

Feeling overwhelmed by debt can be lonely but you don’t have to go through it alone. Our Waukesha bankruptcy attorneys and bankruptcy lawyers will help you explore your options under Chapter 7 bankruptcy and give you a fresh start.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

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A member of our team will be reaching out to you no later than the end of our next business day, and typically within 2 business hours. Our business hours are M - F, 9 a.m. - 6 p.m..

If your matter is urgent, or for some reason we have not contacted you within the above timeframe, please do not hesitate to call us at your convenience at 630-324-6666 during business hours, and we will be happy to help.

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Bankruptcy Attorney Waukesha:

Chapter 7 Bankruptcy in Waukesha, Wisconsin: Your Fresh Start

When debts pile up and financial obligations become too much to handle, it feels like there’s no way out. Many people in Waukesha facing these issues worry about losing their homes, cars, or other essentials. Chapter 7 bankruptcy is a solution designed to help individuals eliminate unsecured debts such as credit card bills, medical bills, and personal loans while protecting their most important assets. Our Waukesha bankruptcy attorneys will guide you through this process so you can get back in control of your financial future.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy, also known as “liquidation bankruptcy”, allows qualifying individuals to discharge most of their unsecured debts and start over financially. Unlike Chapter 13 bankruptcy code which is a repayment plan, Chapter 7 is a quicker process that gives you immediate relief from creditors and debt collectors. But to be eligible you must meet certain income requirements and have little to no disposable income. The bankruptcy petition is filed in bankruptcy court where you will need to submit financial information and attend court meetings as part of the process.

For many, Chapter 7 bankruptcy is a second chance – a way to wipe out debt and rebuild a solid financial base. While the process may seem scary, our Waukesha bankruptcy attorneys will guide you through each step with ease and confidence.

A Waukesha Bankruptcy Story

Meet a Waukesha woman who after a series of unexpected medical emergencies found herself underwater in debt. Despite working full time she couldn’t keep up with the mortgage payments, the medical bills, and credit card payments. Debt collectors were calling daily and she felt like there was no way out. After learning about Chapter 7 bankruptcy, she decided to seek legal help to file bankruptcy.

Our bankruptcy attorneys reviewed her situation and determined she was eligible for Chapter 7. We walked her through the process, helped her file the paperwork, and our bankruptcy lawyer represented her at the bankruptcy hearing. A few months later she was debt-free, kept her home and car, and finally had the financial relief she needed. This is what Chapter 7 bankruptcy can do for someone who feels like they’re drowning in debt.

The Chapter 7 Bankruptcy Process

If you’re considering Chapter 7 bankruptcy in Waukesha, you need to know the process and what to expect. Here’s a general overview:

  1. Initial Consultation and Evaluation: First you meet with a bankruptcy attorney who will review your financial situation, determine if you’re eligible for Chapter 7, and explain the process in detail.
  2. Filing the Petition: If Chapter 7 is right for you we’ll help you prepare and file the bankruptcy petition with the court. The petition will include information about your debts, assets, income, and expenses.
  3. Automatic Stay: Once the petition is filed an automatic stay goes into effect. This means creditors must stop all collection activity including phone calls, wage garnishments, and lawsuits immediately.
  4. Meeting of Creditors: About a month after filing, you’ll attend a meeting of creditors (also known as a 341 meeting). During this meeting, you’ll answer questions about your financial situation under oath. Our attorneys will be there to represent you and help you prepare.
  5. Debt Discharge: If there are no objections from creditors and all requirements are met the court will discharge your eligible debts, usually within 3-6 months of filing. This means you’re no longer legally required to pay those debts.

Chapter 7 Benefits

Filing Chapter 7 bankruptcy in Waukesha has many benefits:

  • Elimination of Unsecured Debts: Chapter 7 allows you to discharge most unsecured debts, credit card balances, medical bills, and personal loan, relief.
  • Protection of Essential Assets: Wisconsin bankruptcy laws allow you to protect certain assets, your home, car, and personal belongings through exemptions.
  • Immediate Relief from Creditors: The automatic stay stops all collection activity; you get a break from the stress of creditor harassment.
  • Fresh Start: Chapter 7 wipes the slate clean; you can rebuild your credit and financial stability without the burden of debt.
  • Tax Debt: Certain types of tax debt can be discharged under Chapter 7 bankruptcy, depending on the type and age of the tax.

Is Chapter 7 for You?

While Chapter 7 is a powerful tool for debt relief, it’s not for everyone. You need to consider your financial situation, the types of debts you have, and your long-term goals. Another option to consider is debt settlement which is negotiating with creditors to accept a lower payment as payment in full for debts owed, versus the legal process of bankruptcy which discharges debts entirely. Our Waukesha bankruptcy attorneys can help you figure out what’s best for you.

It’s not an easy decision to file for bankruptcy and we’re here to provide gentle and non-judgmental guidance throughout the process. We want to help you get the relief you need to protect your assets and set you up for a better future.

If you’re in debt and considering Chapter 7 bankruptcy in Waukesha, call us today to schedule a consultation. Let’s get started.

Benefits of a Full-Service Law Firm

Our lawyers and paralegals at our office have experience with the details of your legal matter and also consider how other areas of law impact your case. We look at angles that an attorney who only practices in one area of law may not.

A Law Firm that Handles Simple and Complex Cases

Some legal issues are quick and need to be resolved fast and cheaply. You want those knocked out quickly and cheaply. But for more involved cases we take the time to get it right and work hard to get the result you want.

We also handle foreclosure defense; we offer legal services to clients facing foreclosure of their homes. Our experienced team helps clients through their bankruptcy cases and foreclosure situations, advocates for consumer rights and finds solutions to debt relief.

A Team That Works on Your File

We’ve had many clients complain that their last firm just didn’t have the manpower or experience to handle their case. Our attorneys work together on your file and get input from multiple legal professionals without the extra cost.

We’ve been practicing bankruptcy law for years and want to help clients through the bankruptcy filing process and get the support and experience they need when they need it.

Our Skills and Services

Our skills and experience go back decades and multiple practice areas. We want to be a one-stop shop for our community. In addition to bankruptcy law, we also handle personal injury cases so we can address all of your legal needs. When you have a legal question, we want to be the first firm you think of because you know you can trust us to have the answer or know the next best solution.

Openness

No one wants to be in the dark about what’s going on with their case. Part of our core practice is to keep our clients informed about their cases.

We serve Waukesha and offer experienced bankruptcy law services to help our clients through financial trouble.

Relationships Built on Trust and Openness

Dealing with legal issues is stressful. You don’t need more stress from an attorney who is slow to communicate and hasn’t given you a clear plan to resolve your case. Trust comes from knowing your attorney has your back and has your best interests at heart.

As a Milwaukee bankruptcy attorney, we offer professional legal help to guide you through the bankruptcy process, including credit impacts, filing procedures, and personalized support throughout the process.

Low Fees and Great Service

We are not a free legal aid firm. We offer great service at a local price. Legal solutions cost money but putting them off only causes more headaches and financial problems.

Call our law office in Wisconsin today to see what debt relief options are available for you! We love helping clients get the best outcome that is possible for their legal matters.

Directions To Our Waukesha Location:

From Brookfield, WI (via WI-59 W):

  • Take WI-59 W/Bluemound Rd west toward Waukesha.
  • Continue on WI-59 W and take the exit toward WI-164 N.
  • Turn right onto WI-164 N/North St, then turn left onto N Grand Ave.
  • Continue to 741 N Grand Ave, Suite 304.

From Pewaukee, WI (via I-94 E and WI-164 S):

  • Take I-94 E toward Milwaukee.
  • Take exit 294 for WI-164 S toward Waukesha.
  • Follow WI-164 S to N Grand Ave in Waukesha.
  • Continue to 741 N Grand Ave, Suite 304.

From New Berlin, WI (via I-43 S and WI-164 N):

  • Take I-43 S and exit onto WI-164 N.
  • Continue on WI-164 N toward Waukesha.
  • Turn left onto N Grand Ave.
  • Continue to 741 N Grand Ave, Suite 304.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

741 N. Grand Ave.

Ste. 304

Waukesha, WI, 53186

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

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- Attorney Kevin O'Flaherty, Owner

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