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Oshkosh Bankruptcy Attorney

You don’t have to face overwhelming debt alone. Our Oshkosh law office, with experienced bankruptcy attorneys, will help you explore your options, protect your assets, and get a fresh start. Let us help you get out of debt.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

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A member of our team will be reaching out to you no later than the end of our next business day, and typically within 2 business hours. Our business hours are M - F, 9 a.m. - 6 p.m..

If your matter is urgent, or for some reason we have not contacted you within the above timeframe, please do not hesitate to call us at your convenience at 630-324-6666 during business hours, and we will be happy to help.

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Oshkosh Bankruptcy Attorney:

Your Road to Debt Relief: Chapter 7 Bankruptcy Guidance in Oshkosh, WI

When debts pile up and financial obligations become too much to handle, it’s easy to feel stuck with no way out. Understanding debt relief options is crucial in navigating through overwhelming debt. Whether you’re drowning in credit card debt, medical bills, or other unsecured debt, Chapter 7 bankruptcy may be the way out you need to take control of your financial future. At our Oshkosh, WI law firm, we know the decision to file bankruptcy isn’t an easy one. Our experienced bankruptcy attorneys will guide you through the Chapter 7 process, so you understand your options and feel supported every step of the way.

What is Chapter 7 Bankruptcy in Oshkosh, WI

Chapter 7 bankruptcy, also known as “straight bankruptcy,” is a legal process that helps individuals get rid of most of their unsecured debt and start fresh. While it may seem scary, it’s relief from creditors and a clear path to recovery.

Meet Tom, a hardworking Oshkosh resident who, like many, found himself in financial trouble after medical expenses. Despite his best efforts to manage his finances, the mounting bills, high-interest credit card debt, and loss of income during recovery left him overwhelmed. He tried negotiating with creditors and consolidating his debt, but the payments were still too much to handle. That’s when he decided to seek the help of a Wisconsin bankruptcy lawyer.

After the initial consultation, our bankruptcy attorney reviewed Tom’s situation and recommended Chapter 7 bankruptcy. This would allow him to discharge most of his unsecured debt and get the fresh start he so desperately needed. We walked him through each step of the process from filing the bankruptcy petition to filing fees, to the meeting of creditors, so he felt comfortable and informed the whole way. Our experience in handling various bankruptcy cases, including Chapter 7, ensured that Tom received the best possible guidance and support.

What to Expect When Filing for Chapter 7 Bankruptcy in Oshkosh WI

Filing for Chapter 7 bankruptcy is a big decision and it’s important to know what to expect and what to look for. Here are some things to consider when working with a bankruptcy attorney in Oshkosh, WI:

  • Chapter 7 Bankruptcy Process: Chapter 7 involves the liquidation of non-exempt assets to pay creditors. In many cases, individuals can keep most or all of their assets depending on state and federal exemptions. Once the process is complete most of the debtor’s unsecured debt is discharged and they have a clean slate. Understanding bankruptcy law is crucial to navigating this process effectively.
  • Role of the Bankruptcy Trustee: In Chapter 7 bankruptcy a trustee is appointed to oversee the case. The trustee will liquidate non-exempt assets and distribute the proceeds to creditors. This ensures the bankruptcy process is fair to both the debtor and the creditors.
  • Meeting of Creditors: After filing for bankruptcy a meeting of creditors, also known as a 341 meeting, is scheduled. During this meeting, the trustee and any attending creditors can ask the debtor questions about their financial situation and the bankruptcy petition. In most cases, creditors don’t attend, and the meeting is quick.

Our firm is dedicated to providing personal and effective representation to ensure your unique needs are met throughout the bankruptcy process.

Why Work with a Bankruptcy Attorney in Oshkosh WI

Filing Chapter 7 bankruptcy can be complicated and overwhelming when you’re already under financial stress. Here’s how our Oshkosh, WI bankruptcy attorneys can help:

  • Personalized Legal Guidance: We take the time to understand your situation and give you customized advice on whether Chapter 7 bankruptcy is right for you.
  • Guidance Through the Process: From gathering the necessary documents to filing the bankruptcy petition we handle everything, so everything is done correctly and on time.
  • Protection from Creditors: Once you file for bankruptcy an automatic stay goes into effect which temporarily stops most collection activities including wage garnishments, lawsuits, and harassment from creditors. We make sure your rights are protected throughout the process.
  • Expertise of Bankruptcy Lawyers: Our team of bankruptcy lawyers ensures that you navigate the complexities of the Bankruptcy Code effectively, obtaining the debt relief you need while protecting your rights.

The ultimate goal of Chapter 7 bankruptcy is to get you relief from debt and a fresh start. We make sure you emerge from the process with a clear path forward and the tools to rebuild your financial health. For those in Oshkosh, WI, comparing bankruptcy lawyers based on reviews and detailed profiles can help you make an informed decision.

Start Your Journey to Financial Freedom- Bankruptcy Law

Tom didn’t decide to file for Chapter 7 bankruptcy lightly but with the help of our Oshkosh, WI bankruptcy attorney he was able to get rid of his debt and get back in control of his financial life. Our team is committed to assisting individuals in financial distress by exploring various alternatives and ensuring a personalized approach to each case. He’s now on the road to recovery with hope and the ability to rebuild his life debt-free.

If you’re in debt and considering bankruptcy don’t do it alone. Contact our Oshkosh bankruptcy attorneys today to schedule a consultation. We’ll help you explore your options, understand the Chapter 7 bankruptcy process, and take the first step to financial freedom. We also assist with other debt-relief options to help you manage your financial situation effectively.

Full-Service Law Firm

Our attorneys and paralegals have experience with the intricacies of your legal issue and also consider how other areas of law impact your case. We look at angles that an attorney or lawyer with experience in only one area of practice might miss.

Simple and Complex Cases

Some legal disputes and issues are quick and need fast service. You want those done fast and at the lowest cost possible. But for more involved cases we take the time to get it right and work hard to get the result you want.

A Team Working on Your Case

Many of our legal clients have complained that their last firm just didn’t have the resources or expertise to handle their case. Our attorneys communicate across the firm and get input from several other legal professionals without the extra cost.

Our Skills and Services

We have decades of skills and experience in many areas of practice. We want to be a one-stop shop for our community. When you have a legal question, we want to be the first firm you think of because you know you can trust us to have the answer or know the next best solution.

Transparency

Nobody wants to be in the dark about what’s happening with their case. That’s part of our practice.

Our firm understands this can be a difficult process

Directions To Our Oshkosh office:

From Neenah, WI:

  1. Take I-41 S from Neenah.
  2. Take exit 116 for WI-44 toward Ripon.
  3. Continue on WI-44 W/Algoma Blvd to S Main St in Oshkosh.
  4. Turn right onto S Main St; the destination will be on your right.

From Fond du Lac, WI:

  1. Take I-41 N from Fond du Lac.
  2. Take exit 113 for WI-26 N toward Oshkosh.
  3. Continue on WI-26 N to S Main St.
  4. Turn left onto S Main St; the destination will be on your left.

From Ripon, WI:

  1. Take WI-44 E from Ripon.
  2. Continue on WI-44 E into Oshkosh.
  3. Turn right onto W South Park Ave.
  4. Turn left onto S Main St; the destination will be on your right.

Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

1127 S Main St STE D1

Oshkosh, WI 54902

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

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- Attorney Kevin O'Flaherty, Owner

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