.svg){kind=small}
Call Us Now!
Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese. You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand. You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.
The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls. Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails. An open line of communication between you and your attorney is essential to building trust.
Learn how we service your area through our Remote Location Approach.
Your attorney’s goal should not be to win at all costs. Rather, it should be to achieve a favorable outcome for you as efficiently as possible. It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.
Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.
Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.
"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."
"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"
Bankruptcy is the last resort for many, but for those drowning in debt, a Des Plaines bankruptcy lawyer can be a crucial source of legal and emotional support. Our Des Plaines bankruptcy lawyers specialize in Chapter 7 bankruptcy, helping individuals and businesses discharge unsecured debt and start fresh. We focus on Chapter 7 but also provide info on Chapter 11 and Chapter 13 so you can understand the debt relief options.
Filing Chapter 7 will stop foreclosure, wage garnishments, and creditor harassment immediately and give you time to rebuild your financial future. You need to work with an attorney who knows Illinois bankruptcy law to protect your rights throughout the process.
Chapter 7 bankruptcy, also known as “liquidation bankruptcy,” allows individuals and businesses to eliminate most unsecured debt, such as credit card debt, medical bills, and personal loans. This may involve liquidating some non-exempt assets to pay off creditors as part of the bankruptcy process. Consulting with an experienced bankruptcy lawyer is crucial to navigating this complex legal procedure and optimizing your outcomes. But Illinois law provides exemptions for essential assets so you can keep your home, car, and personal belongings.
Our Des Plaines bankruptcy lawyers will walk you through the entire Chapter 7 process and make sure all the paperwork is filed correctly and on time. Some of the benefits of Chapter 7 include:
To file Chapter 7 you must pass the means test which determines your income and expenses to see if you qualify. Our bankruptcy lawyers will help you through this process and make sure your application is filed correctly.
We don’t currently handle Chapter 13 cases, but we know some people may not qualify for Chapter 7 or want an alternative. Chapter 13 is a “reorganization bankruptcy” that allows individuals to restructure their debt into a payment plan over 3-5 years. During this time debtors make monthly payments to a bankruptcy trustee who distributes the funds to creditors.
Some of the features of Chapter 13 include:
If you think Chapter 13 is right for you, talk to a bankruptcy lawyer who handles Chapter 13 filings.
One of our clients, a single mother from Des Plaines, was drowning in credit card debt and medical bills after an unexpected surgery. Despite working multiple jobs she was falling behind on payments and being hounded by creditors. Feeling overwhelmed and not knowing what to do she reached out to our bankruptcy lawyers.
After reviewing her situation we determined Chapter 7 was her best option. This allowed her to discharge her unsecured debt and get a fresh start. We walked her through the entire process from the bankruptcy filing to the 341 meeting of creditors. Within a few months, her debt was discharged and she was back in control of her finances and able to start rebuilding her future without the weight of debt.
This client’s story shows how Chapter 7 can be a fresh start for those with overwhelming financial problems. By working with our Des Plaines bankruptcy lawyers she was able to get back in control and start rebuilding her financial security.
Bankruptcy may be the right solution if you’re dealing with financial problems you can’t solve on your own. Here are some signs that Chapter 7 may be the answer:
After you file Chapter 7:
We’ll be with you every step of the way to make sure your rights are protected, and you know what’s best for you.
While Chapter 7 bankruptcy can be a big help, other debt-relief options may be better for you. These include:
Consider taking advantage of a consultation to discuss your financial situation with an experienced lawyer and explore these options.
Bankruptcy can be complicated but we’re here to help you understand your options and make the best decision for you. Contact us today to learn more about how our Des Plaines, IL bankruptcy lawyer can help with your Chapter 7 in Des Plaines.
From Arlington Heights (via IL-12 E):
From Mount Prospect (via US-14 W):
From I-294 S (Tri-State Tollway):
.avif)
.avif)
Learn how we service your area with our Remote Location Approach.
The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.
Schedule a ConsultationLearn More About The Firm960 Rand Rd STE 200-C
Des Plaines, IL 60016
.svg){kind=icon}
.svg){kind=icon}
I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team. Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys. Many of our clients are going through difficult times in their lives when they reach out to us. They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates. We are here to help!
If I file for bankruptcy, can I keep my house and cars? This pressing concern for many facing financial difficulty is influenced by specific factors such as applicable bankruptcy exemptions, your state’s laws, and the equity you have built up in these assets. In this guide, we’ll navigate these considerations seamlessly, helping you determine the potential for retaining your home and vehicles after asking, “If I file for bankruptcy can I keep my house and cars?
Read more about If I File For Bankruptcy Can I Keep My House and Cars?
A Chapter 7 bankruptcy completely wipes out all the debtor’s dischargeable debts while a Chapter 13 bankruptcy provides for the payment of some or all the debtor’s debts over the course of 3 to 5 years. If, based on the debtor’s income, the debtor will not be able to pay off the full amount of the debts during the allotted time period in a Chapter 13 payment plan, the plan may provide for payment of a portion of the debts, with the remainder of the debt being discharged at the conclusion of the payment plan.
Read more about When to File a Chapter 13 Bankruptcy vs. a Chapter 7 Bankruptcy
.avif)
%20(1).avif)