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Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese. You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand. You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.
The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls. Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails. An open line of communication between you and your attorney is essential to building trust.
Learn how we service your area through our Remote Location Approach.
Your attorney’s goal should not be to win at all costs. Rather, it should be to achieve a favorable outcome for you as efficiently as possible. It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.
Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.
Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.
"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."
"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"
Bankruptcy allows individuals and businesses to eliminate or restructure debt under the court’s protection. Choosing the right type of bankruptcy for your situation is key, and an Evanston bankruptcy lawyer can help you understand your options and manage various bankruptcy cases. We also provide information on Chapter 11 and Chapter 13 for reference.
Consumer bankruptcy, specifically Chapter 7 bankruptcy, also known as “liquidation bankruptcy,” is for individuals or businesses with little to no income who can’t pay their debt. In this process, non-exempt assets may be sold to pay creditors, and you can discharge qualifying debt and start fresh financially.
Key benefits of Chapter 7 bankruptcy:
To qualify for Chapter 7 you must pass a “means test” which looks at income, expenses, and other financial factors. An Evanston bankruptcy attorney can help you through this test and make sure Chapter 7 is right for you.
Meet Emily, an Evanston resident who found herself drowning in debt after a job loss and unexpected medical bills. With no steady income, she fell behind on her bills and was getting harassed by creditors. Not knowing what to do she reached out to an Evanston bankruptcy lawyer for help.
After the consultation, Emily and her attorney decided Chapter 7 was the way to go. Her attorney walked her through the paperwork, helped her pass the means test, and protected her assets like her car and personal property. A few months later her debt was discharged, and she was able to rebuild financially debt-free. Today Emily is back to work and saving for the future all thanks to the fresh start of Chapter 7.
This is what Chapter 7 can do for you, providing essential debt relief.
Working with an Evanston bankruptcy attorney makes the bankruptcy process easier. Here’s what’s involved:
While we specialize in Chapter 7 cases, it’s good to know the differences between these types of bankruptcy that bankruptcy lawyers can assist with:
A local Evanston bankruptcy lawyer can provide essential legal help during this tough time and offer:
Bankruptcy can bring up many questions. Here are some of the most common:
Bankruptcy is a big decision. If you’re not sure if it’s for you here are some steps to help you decide:
Takeaways for Individuals Thinking of Bankruptcy:
If you’re drowning in debt, talk to our bankruptcy attorneys today!
From Skokie, IL:
From Wilmette, IL:
From Interstate 94 (Edens Expressway):
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Learn how we service your area with our Remote Location Approach.
The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.
Schedule a ConsultationLearn More About The Firm2521 Gross Point Rd, Suite 222
Evanston, IL 60201
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I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team. Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys. Many of our clients are going through difficult times in their lives when they reach out to us. They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates. We are here to help!
Read more about If I File For Bankruptcy Can I Keep My House and Cars?
A Chapter 7 bankruptcy completely wipes out all the debtor’s dischargeable debts while a Chapter 13 bankruptcy provides for the payment of some or all the debtor’s debts over the course of 3 to 5 years. If, based on the debtor’s income, the debtor will not be able to pay off the full amount of the debts during the allotted time period in a Chapter 13 payment plan, the plan may provide for payment of a portion of the debts, with the remainder of the debt being discharged at the conclusion of the payment plan.
Read more about When to File a Chapter 13 Bankruptcy vs. a Chapter 7 Bankruptcy
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