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St. Charles Bankruptcy Attorneys | Bankruptcy Lawyers in St. Charles, IL

At O’Flaherty Law, we understand filing for bankruptcy is a tough decision, and one that will affect your finances, which is why we’re proud of our affordable rates. You’re sure to find experienced attorneys who can help you with your debt resolution and bankruptcy needs. Let us lift the weight from your shoulders and be your advocates so you can start getting your finances back on track.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our St. Charles Bankruptcy Attorneys help you?

We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About St. Charles Bankruptcy Attorneys:

  • We Are Affordable!  The last thing youneed when your back is against the wall is an expensive legal bill.  Weunderstand that you don't have money to blow on expensive legal fees. We're proud of our affordable rates, and ifyou find a more cost-effective solution, we would like to hear about it. 
  • We Give You Counsel, NotInfo-Tapes!  From the outset of your case, you receive the attention, advice, and support of our excellent attorneys, whereas many Saint Charles bankruptcy attorneys meet theirclients for the first time on the day of the initial meeting of creditors(basically the end of the case). We want to be your advocates in your bankruptcy and debt resolution case.
  • Your Case Matters to Us!  We havethe man-power of a large firm, but the client service of a small firm.  Wetruly care about each of our clients and will give you the personalized servicethat you deserve. We will fight to get you the best possible result, andbe the helping hand you need to start your new life.
  • We Have a Wide Network of Resources to Help Get You Back on YourFeet!  Our client care does not end with legal work. Due to our deep involvement in the community, we have an extensivenetwork of professionals and other resources that can give you non-legalguidance and provide the services necessary to help get you back on your feet.  
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

1121 E. Main St., Ste. 124B

St. Charles, IL 60174

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

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- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our St. Charles Bankruptcy Attorneys

Chapter 13 Bankruptcy vs. Chapter 7 Bankruptcy

In this article, our Saint Charles bankruptcy attorneys outline the differences between chapter 13 and chapter 7 bankruptcy. A Chapter 7 bankruptcy completely wipes out all of the debtor’s dischargeable debts while a Chapter 13 bankruptcy provides for the payment of some or all of the debtor’s debts over the course of 3 to 5 years. If, based on the debtor’s income, the debtor will not be able to pay off the full amount of the debts during the allotted time period in a Chapter 13 payment plan, the plan may provide for payment of a portion of the debts, with the remainder of the debt being discharged at the conclusion of the payment plan. 

Find out more about when to file for a chapter 13 bankruptcy in the article by our Saint Charles bankruptcy attorneys.

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